SIPFUND is Mr. Pallab Routh's self-help platform to start, track and manage Systematic Investment Plans across India's leading mutual fund houses — simple, transparent, and built around your goals.
A SIP in mutual funds helps you invest a fixed amount regularly into equity, debt, or hybrid mutual fund schemes — building discipline and benefiting from rupee cost averaging and the power of compounding over time.
SIP investment spreads your purchase across market cycles, helping average out the cost per unit instead of timing the market.
A monthly SIP for 10–15 years in equity mutual funds can potentially grow into a meaningful corpus through compounding — past performance may not sustain.
From child education plans to retirement planning and tax saving ELSS mutual funds, choose schemes aligned to your financial goals.
Every investor's risk profile is different. Here are the broad mutual fund categories commonly used for SIP and lumpsum investment — read scheme documents before investing.
Invest in established, large companies — relatively stable equity mutual fund category.
Growth-oriented mid-sized companies with higher risk and return potential.
High-growth potential small companies — suitable for long-term, high-risk appetite investors.
Diversified across market capitalisations for balanced equity exposure.
Equity Linked Savings Schemes offering tax benefits under Section 80C with a lock-in period.
Lower-risk funds investing in bonds and fixed income instruments.
Mix of equity and debt for balanced risk-return profile.
Passive funds tracking market indices like Nifty 50 or Sensex.
Focused investment in specific sectors or themes — higher concentration risk.
Exposure to gold prices through mutual fund route without holding physical gold.
Diversify with exposure to global markets and foreign equities.
Goal-oriented schemes designed for long-term needs like retirement or education.
Download the SIPFUND app to start a SIP online, track your mutual fund portfolio, view NAV updates, and access your investment statements — all in one place.
SCAN TO DOWNLOAD
Available for Android & iOS · sanchaykaro.com/app
A quick guide to common mutual fund terms every investor should know before starting an SIP or lumpsum investment.
A Systematic Investment Plan allows you to invest a fixed sum at regular intervals — weekly, monthly, or quarterly — into a mutual fund scheme of your choice. Units are allotted based on the NAV (Net Asset Value) on the investment date.
Mutual funds offer two plan types — Direct and Regular. Direct plans have a lower expense ratio (TER) since no distributor commission is involved, while Regular plans include trailing commission paid to the distributor, disclosed at the time of investment.
Please note: SIPFUND deals only in Regular Plans. We earn trailing commission from AMCs, which is disclosed transparently. Direct Plans (with lower expense ratio) are available in the market but we do not deal in them.
Share your basic details below and our team will reach out to help you start your SIP, complete KYC, and choose mutual fund schemes suited to your goals.
SIPFUND (sanchaykaro.com) is an online platform of Mr. Pallab Routh, registered vide ARN-301757 as an AMFI Registered Mutual Fund Distributor. This website is a self-help tool for investors and does not constitute investment advice or recommendation. No charges are levied for the use of this platform, and no returns are guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing. Past performance is not indicative of future results and may not sustain. Investors should check Exit Loads and Total Expense Ratio (TER) of schemes before investing.
We deal only in Regular Plans of mutual fund schemes, for which we earn trailing commission from Asset Management Companies — this is disclosed at the time of investment. Direct Plans (which carry a lower expense ratio) are available in the market; however, we do not deal in or facilitate investments in Direct Plans.